Category: Finance
Maximizing The Value of Financing for Retail Businesses
Like other businesses, many small retail businesses rely on borrowed capital to purchase inventory, buy fixtures, expand, or bridge seasonal cash flow gaps. Financing for retail businesses [...]
Making the Most of Friends and Family Business Loans
Friends and family business loans, or financing from friends or family members remains one of the primary sources small businesses of every size use to access capital to fuel growth or [...]
Does OnDeck Offer Unsecured Business Loans?
OnDeck loans are secured by a general lien on business assets, but are not dependent upon the value of specific assets—unlike traditional bank loans.
Online Applications for Small Business Loans
Technology is changing everything. From the way we make travel arrangements, shop at the department store, hail a cab—and even the way business owners apply for a small business [...]
Short-Term Business Loans
When most people think of a small business loan, they think of the traditional five- or 10-year term loans available from the bank, the credit union, or an SBA-guaranteed loan. When [...]
What You Need to Know About a Business Line of Credit
A business line of credit can be a valuable tool for small businesses that take a strategic approach to making sure they have access to the resources they require to meet [...]
Small Business Loans for Women
Women-owned businesses are the fastest growing segment of entrepreneurs in the United States and account for roughly 40 percent of the small businesses in our country. And [...]
Working Capital Financing
If you’ve ever heard the phrase, cash flow is king, it’s talking about the working capital requirements of a small business. It’s not uncommon for businesses, large and [...]
Small Business Loans: The Complete Guide
Although traditional business lending has rebounded since the start of the great recession, the recovery has not been as robust for the smallest small businesses [...]
Understanding Equipment Financing and Leasing
To understand equipment financing and leasing, it’s important to understand what is considered “equipment”. In terms of equipment financing, any tangible asset, other than [...]
What is a Merchant Cash Advance?
A merchant cash advance allows a business owner who accepts credit card payments or has other payment or receivables streams to obtain an advance of the funds regularly [...]
A Guide to Small Business Borrowing
Many small businesses rely on borrowed capital to fuel growth and other initiatives. Depending upon the nature of the business need, a business’ credit profile, time in business, [...]
Fast Small Business Loans
Many businesses finance growth and meet short-term capital needs with a small business loan. There are times when fast access to additional capital is critical to taking advantage [...]
Why is Your Personal Credit Score Part of a Business Loan Decision?
For most small business owners the need to have a good personal credit score never goes away. Learn more about what what your personal score says about you and what lenders are looking for.
Understanding Non-Profit Lenders
Non-profit lenders can be a good fit for very small businesses that can leverage smaller loan amounts to create a big impact—often at very low and sometimes no interest.